First: Conditions and Benefits

1. Sharia-Compliant Financing:

  • Financing under the Murabaha system in accordance with Islamic Sharia law.

2. Loan Amount:

  • Financing up to 5 million EGP.
  • Financing up to 90% of the car's value.

3. Repayment Period:

  • Repayment period up to 10 years.

4. Minimum Income :

  • Minimum client income of 3,000 EGP.

5. Age Requirement:

  • Client must be at least 21 years old

6. Administrative Fees:

  • Administrative fees of 0.5% of the financing amount, paid only once throughout the repayment period.

7. Competitive Interest Rates:

  • Competitive return rates.

8. Car Registration:

  • Ability to register the car in the name of a first-degree relative of the client.

Second: Required Documents

1. Identification and Proof of Residence:

  • Valid national ID card.
  • Recent utility bill for the place of residence.

2. Income Proof:

  • Certified monthly salary statement from the employer.
  • For business owners and freelancers, a certified statement from a public accountant detailing annual revenues and net income.

3. Bank Statement:

  • Six-month bank statement (if available).

4. Car Purchase Quote:

  • Purchase quotation for the desired car.

First: Conditions and Benefits

1. Sharia-Compliant Financing:

  • Financing under the Murabaha system in accordance with Islamic Sharia law.

2. Loan Amount:

  • Financing up to 1.5 million EGP.
  • Financing up to 80% of the car's value.

3. Repayment Period:

  • Repayment period up to 10 years.

4. Age Requirement:

  • Client must be at least 21 years old

5. Administrative Fees:

  • Administrative fees of 0.5% of the financing amount, paid only once throughout the repayment period.

6. Competitive Interest Rates:

  • Competitive return rates.

Second: Required Documents

1. Identification and Proof of Residence:

  • Valid national ID card.
  • Recent utility bill for the place of residence.

2. Income Proof:

  • Certified monthly salary statement from the employer.
  • For business owners and freelancers, a certified statement from a public accountant detailing annual revenues and net income.

3. Bank Statement:

  • Six-month bank statement (if available).

4. Car Purchase Quote:

  • Purchase quotation for the desired car.

First: Conditions and Benefits

1. Sharia-Compliant Financing:

  • Financing under the Murabaha system in accordance with Islamic Sharia law.

2. Loan Amount:

  • Financing up to 1.5 million EGP.
  • Financing up to 75% of the car's value.

3. Repayment Period:

  • Repayment period up to 10 years with specific conditions.

4. Minimum Income:

  • Minimum client income of 3,000 EGP..

5. Age Requirement:

  • Client must be at least 21 years old

6. Administrative Fees:

  • Administrative fees of 0.5% of the financing amount, paid only once throughout the repayment period.

7. Competitive Interest Rates:

  • Competitive return rates.

Second: Required Documents

1. Identification and Proof of Residence:

  • Valid national ID card.
  • Recent utility bill for the place of residence.

2. Income Proof:

  • Certified monthly salary statement from the employer.
  • For business owners and freelancers, a certified statement from a public accountant detailing annual revenues and net income.

3. Bank Statement:

  • Six-month bank statement (if available).

4. Car Purchase Quote:

  • Purchase quotation for the desired car signed by the car owner, along with a copy of the owner's national ID card.

5. Car Condition Report:

  • Report detailing the car's condition and its estimated value from an authorized dealer or service center.

6. Security Clearance and Ownership History:

  • Security clearance and car ownership history.

First: Conditions and Benefits

1. Sharia-Compliant Financing:

  • Financing under the Murabaha system in accordance with Islamic Sharia law.

2. Loan Amount:

  • Financing up to 1 million EGP.
  • Financing up to 90% of the value of the goods.

3. Repayment Period:

  • Repayment period up to 7 years.

4. Minimum Income:

  • Minimum client income of 3,000 EGP.

5. Age Requirement:

  • Client must be at least 21 years old

6. Administrative Fees:

  • Administrative fees of 0.5% of the financing amount, paid only once throughout the repayment period.

7. Competitive Interest Rates:

  • Competitive return rates.

Second: Required Documents

1. Identification and Proof of Residence:

  • Valid national ID card.
  • Recent utility bill for the place of residence.

2. Income Proof:

  • Certified monthly salary statement from the employer.
  • For business owners and freelancers, a certified statement from a public accountant detailing annual revenues and net income.

3. Bank Statement:

  • Six-month bank statement (if available).

4. Car Purchase Quote:

  • Quotation for the desired goods.

First: Conditions and Benefits

1. Sharia-Compliant Financing:

  • Financing under the Murabaha system in accordance with Islamic Sharia law.

2. Loan Amount:

  • Financing up to 1.5 million EGP.
  • Financing up to 90% of the total cost of the solar power station.

3. Repayment Period:

  • Repayment period up to 7 years.

4. Minimum Income:

  • Minimum client income of 5,000 EGP.

5. Age Requirement:

  • Client must be at least 21 years old.

6. Administrative Fees:

  • Administrative fees of 0.25% of the financing amount, paid only once throughout the repayment period.

7. Competitive Interest Rates:

  • Competitive return rates.

Second: Required Documents


1.Identification and Proof of Residence:

  • Copy of a valid national ID card.
  • Recent utility bill for the client's place of residence.

2. Income Proof:

  • Salary slip for employees.
  • For business owners and freelancers: copies of documents related to the profession/activity and an original income certificate approved by a certified public accountant.

3. Proof of Rights:

  •   Documents proving the client's right to use the area or space where the solar panels will be installed.

4. Quotation:

  • Quotation from the company responsible for supplying and installing the solar panels.

First: Conditions and Benefits

1. Sharia-Compliant Financing:

  • Financing under the Murabaha system in accordance with Islamic Sharia law.

2. Loan Amount:

  • Up to 500,000 EGP for residential unit finishing.
  • Up to 1,000,000 EGP for building materials.

3. Financing Percentage:

  • Up to 90% of finishing or building costs.

4. Repayment Period:

  • Up to 10 years.

5. Minimum Income:

  • Minimum client income of 3,000 EGP.

6. Age Requirement:

  • Client must be at least 21 years old.

7. Administrative Fees:

  • 0.5% of the financing amount, paid only once throughout the repayment period.

8. Property Rentals:

  • Financing is available for rented units according to both old and new rental laws, provided the installment period does not exceed the rental period.

9.Competitive Interest Rates:

  • Competitive return rates.

 

Second: Required Documents

1. Identification and Proof of Residence:
  • Valid national ID card.
  • Recent utility bill for the place of residence.

2. Income Proof:

  • Certified monthly salary statement from the employer.
  • For business owners and freelancers: a certified statement from a public accountant detailing annual revenues and net income.

3.  Bank Statement:

  • Six-month bank statement (if available).

4. Property and Building Documents:

  • Documents related to the residential unit or land being financed.
  • Building permits.

5. Cost Estimate:

  • Quotation for finishing/building costs from the supplier.

First: Conditions and Benefits

1.Sharia-Compliant Financing:

  • Financing under the Murabaha system in accordance with Islamic Sharia law.

2. Loan Amount:

  • Up to 10 million EGP.

3.Financing Percentage:

  • Up to 90% of the unit's value.

4. Repayment Period:

  • Up to 12 years.

5. Minimum Income:

  • Minimum client income of 3,000 EGP.

6. Age Requirement:

  • Client must be at least 21 years old.

7. Administrative Fees:

  • 0.5% of the financing amount, paid only once throughout the repayment period.

8. Property Requirements:

  • The unit to be purchased must be either fully constructed or at least under finishing, with all essential utilities in place.

9.Competitive Interest Rates:

  • Competitive return rates.

Second: Required Documents

1. Identification and Proof of Residence:
  • Valid national ID card.
  • Recent utility bill for the place of residence.

2. Income Proof:

  • Certified monthly salary statement from the employer.
  • For business owners and freelancers: a certified statement from a public accountant detailing annual revenues and net income.

3. Bank Statement:

  • Six-month bank statement (if available).

4. Property and Building Documents:

  • Ownership documents for the residential or vacation unit to be purchased.
  • Building permits.

5. Cost Estimate:

  • Quotation for the unit/property to be purchased, signed by the unit's owner, along with a copy of the owner's national ID card.

First: Conditions and Benefits

1. Implementation using Islamic Murabaha method.

  • Doctors with private clinics (annual turnover less than 20 million EGP) do not need to provide a commercial register or financial statements.

2. Funding for clinics under establishment.

  • Funding is available for clinics that are still being set up.

3.Repayment period

  • Up to 5 years.

4. Funding

  • up to 2 million EGP.
  • 75% of the cost of the required equipment.

5. Funding for purchasing medical devices at a subsidized rate of 5% decreasing under the small projects support initiative.

  • Ability to finance finishing and other equipment (excluding medical devices) at a competitive rate.

Second: Required Documents

1. Identity and Residence Proof:
  • Valid national ID card.
  • Recent utility bill for the place of residence.

2. Professional Membership:

  • Valid membership card from the medical association.

3. Clinic Licenses:

  • Licenses for establishing and operating the medical facility (clinic).

4. Proof of Ownership or Lease:

  • Proof of ownership or lease contract.
  • Recent utility bill for the clinic's location.

5. Income Proof:

  • Salary certificate from the workplace "if available".
  • Certificate from a certified accountant showing:

- Total revenues.
- Net income of the clinic.
- Detailed other additional incomes of the doctor.
- Invested capital.
- Value of assets owned by the clinic.

6. Bank Statement:

  • Bank statement for the last 6 months.

7. Tax Documents:

  • Tax card.
  • Recent certificate from a certified accountant showing no outstanding taxes.
8. Price Quotation:
  • Quotation for the equipment or goods to be financed.

First: Conditions and Benefits

1. Sharia-Compliant Financing:

  • Financing under the Murabaha system in accordance with Islamic Sharia law.

2. Loan Amount:

  • Financing up to 100,000 EGP.
  • Financing up to 90% of the scooter's value.

3. Repayment Period:

  • Repayment period up to 5 years.

4. Age Requirement:

  • Client age between 21 years and retirement age by the end of the repayment period.

5. ِAdministrative Fees:

  • .Administrative fees of 1% of the financing amount, paid only once throughout the repayment period.

6. Competitive Interest Rates:

  • Competitive profit rates.

Second: Required Documents

1. Identification and Proof of Residence:

  • Valid national ID card.
  • Recent utility bill for the place of residence.

2. Income Proof:

  • Certified monthly salary statement from the employer.
  • For business owners and freelancers, a certified statement from a public accountant detailing annual revenues and net income.

3. Motorcycle License:

  • Motorcycle driving license for the client or beneficiary, with the motorcycle registered under their name.

4. Bank Statement:

  • Bank statement for the last 6 months (if available).

5. Quotation:

  • Quotation for the motorcycle to be purchased.

First: Conditions and Benefits

1. Financing through Sharia-compliant Ijarah:

  • Financing under the Murabaha system in accordance with Islamic Sharia law.

2. Loan Amount:

  • Financing up to 300,000 EGP (100,000 EGP for periodic maintenance - 300,000 EGP in case of accident repair).
  • Financing up to 90% of the maintenance appraisal value.

3. Repayment Period:

  • Repayment period up to 2 years in case of regular maintenance - 3 years in case of preventive maintenance.

4. Age Requirement:

  • Client age between 21 years and retirement age by the end of the repayment period.

5. Administrative Fees:

  • Administrative fees of 0.75% of the financing amount, paid only once throughout the repayment period.

6. Competitive Interest Rates:

  • Competitive profit rates.

Second: Required Documents

1. Identification and Proof of Residence:

  • Valid national ID card.
  • Recent utility bill for the place of residence.

2. Income Proof:

  • Certified monthly salary statement from the employer.
  • For business owners and freelancers, a certified statement from a public accountant detailing annual revenues and net income.

3. Vehicle License:

  • Vehicle license for the vehicle requiring maintenance.

4. Bank Statement:

  • Bank statement for the last 6 months (if available).

5. Technical Inspection Report:

  • Technical inspection report from the dealer or maintenance center, detailing the maintenance appraisal.
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